Attention homeowners in Dahlonega and Lumpkin County: Get an Appraisal today!

The top 7 reasons why GA homeowners call on Georgia Appraisal Service:

To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
To challenge a GA property tax assessment
To cut their monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If property needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate

Need help deciding the price of your house in or near Dahlonega, GA?
Contact Georgia Appraisal Service.

At Georgia Appraisal Service, we understand the special needs of a homeowner looking for appraisal services. Our customary business clients are used to the appraisal process and the customary documents we provide. As our non-traditionalclient, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value assessment than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. Georgia Appraisal Service is experts in helping homeowners just like you abolish undesirable PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in a region that is going down. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting a professional appraisal from Georgia Appraisal Service is your chief weapon.

Recently got a freeze your HELOC?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. Georgia Appraisal Service can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for preciseness? Georgia Appraisal Service offers field reviews where we go out and check the subject and comparables in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. Even though this is usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.